At a Glance

High interest up to 3.20 p.a. on your savings

High interest up to 3.20 p.a. on your savings

Earn high interest rates with monthly base and bonus interest by maintain or growing your account balance.

Access to cash

Access to cash

No lock-in period! This means having access to your savings anytime or for a rainy day, while still earning interest every month.

For the consistent saver

For the consistent saver

Achieve your savings goals simply by parking your money aside or saving consistently every month. You can continue to spend or transact with your Stash Account as you can still earn bonus interest as long as you maintain or increase your balance.

Greater perks

Greater perks

Receive a UOB Debit Card when you sign up for a Stash Account. Use it for all your shopping needs and enjoy deals on dining, online shopping, groceries, transport and more.

 

Here's how to maximise your interest on your savings

Earn base and monthly bonus interest on your savings effortlessly when you open a UOB Stash Account.

stash-accountstash-account
 

*Maximum effective interest rate on the UOB Stash Account is 2.38% p.a. at RM200,000 deposit, provided customer's monthly average balance for the current month is equal to or more than previous month’s monthly average balance.

Effective interest rate of 2.22% p.a. for balance tier above RM200,000 is calculated based on RM250,000 deposit, provided customer’s monthly average balance for current month is equal to or more than previous month’s monthly average balance.

1Base interest is accrued daily based on day-end account balance and credited on each calendar month end.

2Bonus interest is calculated based on monthly average balance and credited on the first business day of the following calendar month.

[ STASH ]

 




How do you earn your bonus interest and base interest?
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Example: If you open a UOB Stash Account in March 2024 and your Monthly Average Balance is RM50,000.

  • You did not make any withdrawal and maintain your balance in April 2024.
  • You are entitled to enjoy Bonus Interest for the month of April 2024.
  • Bonus Interest will be credited to your account on the next beginning of the month.
  • Base interest is accrued daily and credited on every month end.

 

 

UOB TMRW MY

Turn your spends into instalments,
download UOB TMRW app now.

 

 

Requirements
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  • Malaysian citizen residing in Malaysia;
  • New NRIC (MyKad) issued post April 2012 (with ghost image);
  • Minimum age of 18 years old and above; and
  • Holds a current/savings account in another bank in Malaysia with internet banking access.

 

  If you do not meet the above requirements, please click here to leave your contact details. Our representative will contact you.

Ready to apply

You may also open an account at any of our branches today or send us your enquiries and we will get back to you soon.

Things you should know

Eligibility and fees
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  • Minimum age of 18 years old and above
  • Minimum initial deposit of RM500
  • Click here for fees and charges
  • Please also bring the following supporting document(s): Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank
Statement/Employer's Confirmation Letter) in your name and address.
  • Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia.
  • Original MyKad (IC) for Malaysians and Passport for foreigners.


UOB is a member of PIDM.
UOB Stash Account is protected by PIDM up to RM250,000 for each depositor.
Terms and conditions apply : ENG | BM

Watch your money grow with up to RM100 cash reward.
Promotion

Watch your money grow with up to RM100 cash reward.

Open a UOB Stash Account and enjoy up to RM100 cash reward plus up to 3.20% p.a.* interest to kick start your financial goals.

 

Campaign period : From now until 28 February 2025.

 

*Terms and conditions apply