Up to 6% p.a.* interest with UOB One Account

Up to 6% p.a. interest^*
with UOB One Account

Whether you're just starting out, striking
out on your own, or taking your career
further, we want to make it easy for you
to maximise your savings and achieve
your financial goals. [ 1acct ]

With the UOB One Account, you can now
earn higher interest of up to 6% p.a.^*
with just 2 simple steps.

Whether you're just starting out, striking out on your
own, or taking your career further, we want to make it
easy for you to maximise your savings and achieve
your financial goals.

With the UOB One Account, you can now earn higher
interest of up to 6% p.a.^* with just 2 simple steps.

Maximise your earning with

2 simple steps through any of these ways:

Maximise your earning with

simple
steps

through any
of these ways:

Onederful welcome offer

Enjoy introductory bonus
interest on your balances
for the first 6 months of
UOB One Account opening.
Applicable for New-to-
Deposit customers only.

Enjoy introductory bonus interest on your
balances for the first 6 months of UOB
One Account opening. Applicable for
New-to-Deposit customers only.

Salary credit^**

Credit a minimum of
RM2,000 salary into your
UOB One Account every
month.

Credit a minimum of RM2,000 salary into
your UOB One Account every month.

Spend on your cards

Have a combined minimum
spending of RM500 with
any of your eligible UOB
Debit or Credit Cards every
month.

Have a combined minimum spending of
RM500 with any of your eligible UOB
Debit or Credit Cards every month.

Bill payment

Pay 3 bills (minimum RM50
each) via UOB TMRW app
or Personal Internet
Banking (PIB) every month.

Pay 3 bills (minimum RM50 each) via UOB
TMRW app or Personal Internet Banking
(PIB) every month.

Direct debit

Make 3 direct debit
payments (minimum RM50
each) every month.

Make 3 direct debit payments (minimum
RM50 each) every month.

Inward fund transfer

Deposit a minimum of
RM2,000 via Interbank
Giro/ DuitNow/ Instant
Transfer every month.

Deposit a minimum of RM2,000 via
Interbank Giro/ DuitNow/ Instant Transfer
every month.

* Terms and conditions apply.

** Salary crediting into UOB One Account via UOB Infinity.

Upon UOB One Account opened successfully, Debit Card Primary Account for ATM Withdrawal and
Point-of-Sales (POS) transactions will be linked to UOB One Account by default. For customer who would like to
change the Debit Card Primary Account to another savings/current account, kindly visit UOB Malaysia Branch. [ 1acct ]

Upon UOB One Account opened successfully, Debit Card Primary
Account for ATM Withdrawal and Point-of-Sales (POS) transactions
will be linked to UOB One Account by default. For customer who
would like to change the Debit Card Primary Account to another
savings/current account, kindly visit UOB Malaysia Branch.

UOB One Account balance tier UOB One Account balance tier	Monthly transaction / usage
UOB One Account balance tier UOB One Account balance tier	Do nothing	Do 1 action	Do 2 actions	Maximum Effective Interest Rate^{^}
First RM50,000	0.10% p.a.	0.80% p.a.	2.00% p.a.	2.00% p.a.
Next RM50,000	0.10% p.a.	1.80% p.a.	6.00% p.a.	4.00% p.a.
Above RM100,000	2.00% p.a.	2.00% p.a.	2.00% p.a.	3.60% p.a.

^Maximum Effective Interest Rate on the UOB One Account is 4.00% p.a. at RM100,000 deposit balance,
provided customers complete any of the 2 actions per month.

Effective Interest Rate of 3.60% p.a. for balance tier above RM100,000 is calculated based on RM125,000
deposit, provided customers complete any of the 2 actions per month.

^Maximum Effective Interest Rate on the UOB One Account is 4.00%
p.a. at RM100,000 deposit balance, provided customers complete
any of the 2 actions per month.

Effective Interest Rate of 3.60% p.a. for balance tier above
RM100,000 is calculated based on RM125,000 deposit, provided
customers complete any of the 2 actions per month.

Pair UOB One Account with these UOB Cards that
rewards you when you shop and spend

UOB Debit
Mastercard ®
Card

Your all-in-one
ATM card and
Debit Card Like
Cash. Only Better.

Find out more

UOB ONE Card
Up to
10% cash back

Spend daily.
Save daily.

Find out more

UOB EVOL Card
Up to
5% cash back

A cashback
credit card
specially tailored
to complement
your lifestyle

Find out more

UOB Lady's Card
Men don't get it

Empowering
privileges and
rewards all within
a card

Find out more

Upon successfully opening a One Account, the account will be linked as the default Debit Card Primary Account for ATM withdrawal and Point-of-Sales (POS) transactions. Please visit any UOB Malaysia branch if you would like to change the Debit Card Primary Account to another savings/current account. Please refer to the terms and conditions of the respective UOB cards for more information.

Pair UOB One Account with
these UOB Cards that rewards
you when you shop and spend

UOB Debit
Mastercard ® Card

Your all-in-one ATM
card and Debit Card
Like Cash. Only
Better.

Find out more

UOB ONE Card
Up to 10% cash back

Spend daily.
Save daily.

Find out more

UOB YOLO Card
Up to 5% cash back

A cashback credit
card specially tailored
to complement your
lifestyle

Find out more

UOB Lady's Card
Men don't get it

Empowering
privileges and
rewards all
within a card

Find out more

Upon successfully opening a One Account, the account will be linked
as the default Debit Card Primary Account for ATM withdrawal and
Point-of-Sales (POS) transactions. Please visit any UOB Malaysia
branch if you would like to change the Debit Card Primary Account
to another savings/current account. Please refer to the terms and
conditions of the respective UOB cards for more information.

5 simple steps to open a UOB One Account
online via UOB TMRW app

5 simple steps to open a
UOB One Account online
via UOB TMRW app

Step 1

Download UOB TMRW
app and select
"UOB One Account"

Step 2

Capture an image of
your MyKad and perform
a facial recognition.

Step 3

Complete the
e-form.

Step 4

Set up your
online banking account
and UOB Access.

Step 5

Transfer funds
via DuitNow
(Pay-to-Account-Number).

It’s Done

Your UOB One Account
is now active.
Start transacting now.

Requirements:

Malaysian citizen residing in Malaysia;
New NRIC (MyKad) issued post April 2012 (with ghost image);
Minimum age of 18 years old and above; and
Holds a current / savings account in another bank in Malaysia
with internet banking access. Holds a current / savings account in another bank in
Malaysia with internet banking access.

If you do not meet the above requirements, please click HERE to
leave your contact details. Our representative will contact you.

If you do not meet the above requirements, please click
HERE to leave your contact details. Our representative
will contact you.

Download UOB TMRW app to open an account now

Download now

Making banking simpler and safer for our customer

Tey Le Peng
Customer of UOB Malaysia

Convenient and Hassle-Free

Opening an online account via the UOB TMRW app is
a breeze thanks to its minimal requirement and
hassle-free process. The speed and convenience in
completing a new account opening is amazing! Since I
started banking with UOB, I have also been able to
enjoy good returns on deposits.

Convenient and
Hassle-Free

Opening an online account via
the UOB TMRW app is a
breeze thanks to its minimal
requirement and hassle-free
process. The speed and
convenience in completing a
new account opening is
amazing! Since I started
banking with UOB, I have also
been able to enjoy good
returns on deposits.

Jamaliah Abd Aziz
Customer of UOB Malaysia

Good products that reward and protect

I successfully opened my UOB Lady’s Savings Account
(LSA) and UOB ProSave Account-i online through the
UOB TMRW app with the greatest ease. Through LSA,
I am also protected by its complimentary female
cancer coverage, giving me peace of mind to focus on
my loved ones.

Good products that reward and
protect

I successfully opened my UOB Lady’s
Savings Account (LSA) and UOB
ProSave Account-i online through
the UOB TMRW app with the
greatest ease. Through LSA, I am
also protected by its complimentary
female cancer coverage, giving me
peace of mind to focus on my love
ones.

Lee Li Lian
Customer of UOB Malaysia

Banking safely from home

Account opening through the internet is extremely
beneficial and convenient for me, particularly during
this pandemic, since it relieves me of
the stress of queuing and waiting at a branch. I am pleased with
how convenient it is for me to monitor my transactions
on the UOB TMRW app.

Banking safely
from home

Account opening through the
internet is extremely beneficial and
convenient for me, particularly
during this pandemic, since it
relieves me of the stress of queuing
and waiting at a branch. I am
pleased with how convenient it is
for me to monitor my transactions
on the UOB TMRW app.

Eligibility

Minimum age of 18 years old and above.
Original MyKad (IC) for Malaysians and Passport for foreigners.
Please also bring the following supporting document(s):
Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank
Statement/Employer's Confirmation Letter) in your name and address.
Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia.
Minimum initial deposit of RM500.
Click HERE for fees and charges.

Interested to know more?
LET’S TALK.

Banking and payment made easy

UOB TMRW App

Perform banking activities
easily wherever you are.

DuitNow

Instant fund transfer using a
mobile or account number.

eWallet/
Mobile Payment

Top up via your UOB savings
account or UOB debit/credit
card(s).

4x Interbank Cash
Withdrawal fee waiver

4x Interbank Cash Withdrawal
fee waiver

Subject to minimum RM5,000
average balance in UOB One
Account. Otherwise, a
withdrawal fee of RM1 is
applicable.

Up to 6% p.a* with UOB One Account Our highest interest rate ever on your savingswith UOB One Account in just 2 steps. [ 1acct ]

Up to 6% p.a. interest*with UOB One Account

Pair UOB One Account with these UOB Cards thatrewards you when you shop and spend

Pair UOB One Account withthese UOB Cards that rewardsyou when you shop and spend

5 simple steps to open a UOB One Accountonline via UOB TMRW app

5 simple steps to open aUOB One Account onlinevia UOB TMRW app

Making banking simpler and safer for our customer

Convenient and Hassle-Free

Convenient andHassle-Free

Good products that reward and protect

Good products that reward andprotect

Banking safely from home

Banking safelyfrom home

Up to

6% p.a^*

with UOB One Account

Our highest interest rate ever on your savings
with UOB One Account in just 2 steps. [ 1acct ]

Up to 6% p.a. interest^*
with UOB One Account

Pair UOB One Account with these UOB Cards that
rewards you when you shop and spend

Pair UOB One Account with
these UOB Cards that rewards
you when you shop and spend

5 simple steps to open a UOB One Account
online via UOB TMRW app

5 simple steps to open a
UOB One Account online
via UOB TMRW app

Convenient and
Hassle-Free

Good products that reward and
protect

Banking safely
from home