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PRUMillion Med 2.0 is an optional medical rider that can be attached to a regular premium investment-linked insurance plan. It offers comprehensive coverage and no lifetime limit - designed to suit your lifestyle and protection needs.
Coverage from pre- to post-hospitalisation, including outpatient care.
Includes genomic testing for early cancer detection, treatment, and support during cancer remission.
Hospital Room & Board coverage with up to 150 days of hospital stay per year.
Deductible options from RM500 to RM10,000 per annexure year to help you save more on your insurance premiums.
Terms and conditions apply.
For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.
| Features | Details |
| Payment Term | Premium is payable throughout the coverage term |
| Coverage Term | Until the selected policy term option up to Policy Anniversary of age 70, 80, 90 or 100 next birthday (ANB) or 20 years (where applicable) |
| Age of Entry | Pre-birth: After 13 weeks into pregnancy*
Post-birth: 1-70 ANB |
| Basic Plans That Can Attach This Rider | PRULink Cover (This is an insurance product) |
| Features |
| Payment Term |
| Coverage Term |
| Age of Entry |
| Basic Plans That Can Attach This Rider |
*PRUMillion Med 2.0 can be purchased at pre-natal stage (13 gestational weeks) in which the waiting period will be calculated starting from the actual date or birth of the child.
PLEASE NOTE THAT THIS IS AN INSURANCE PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A PURE INVESTMENT PRODUCT SUCH AS UNIT TRUSTS.
Please click below for full cost of insurance charges:
Please click below for the exclusion lists.
Underwritten by:

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.
Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.
This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.
Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your UOB Malaysia representative who will perform a needs-based analysis and assist you in making an informed decision.
Prudential Assurance Malaysia Berhad ("PAMB") is a member of PIDM. PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
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