CARD PRIVILEGES
TMRW made more rewarding
View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
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Sky-high benefits
Additional 2,000 UNIRM Monthly
Get additional 2,000 UNIRM with a minimum of 3 retail purchases per calendar month (min. RM10 per transaction)
Redeem items with your UNIRinggit
UNIRinggit (also known as UNIRM) refers to rewards points that you earn as a cardmember
Pay with UNIRinggit
Make a payment first, then offset your purchases with UNIRinggit UOB TMRW. You can use your UNIRinggit count by fully or partially offsetting your purchases.
UNIRinggit Rewards Catalogue
Start browsing through our UNIRinggit catalogue here
Card Eligibility & Annual Fees
Minimum Income Requirement
RM60,000 per annum
Age Requirement
Principal Cardmember: Age 21 or older
Supplementary Cardmember: Age 18 or older
Annual Fee
Principal: RM198
Supplementary: RM30
Required Documents - Malaysian
Salaried employees
- Photocopy of MyKad (both sides)
- Latest 3 months’ salary slip (1)
AND any of the following
- Latest Form B/BE (supported with tax payment receipt)
- Latest EPF statement
- Latest 3 months bank statements
- Latest BE Form with tax receipt
Self-employed
- Photocopy of MyKad (both sides)
- Photocopy of Business Registration Form
- Latest BE Form with tax receipt
- Latest 6 months bank statement (showing business turnover)
(1) Number of months of salary slip required will depend on the job nature of applicants
Required Documents - Foreigners
Salaried employees
- Copy of Passport and
- Latest 2 months' salary slip1
- Work permit valid for at least one (1) year at the time of application and
- Letter of employment
1Number of months of salary slip required will depend on the job nature of applicants
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