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TMRW made more rewarding
View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
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What’s new
Rewards+ personalised for you
Discover Malaysia's premier card rewards programme with deals, UNIRinggit redemptions, and pay with UNIRinggit.
View your finances at a glance
Enjoy a holistic overview of your wealth portfolio and transactions all in one place.
Replace your card with a few taps
Use the UOB TMRW app to request for your card replacement, and also to report and block a lost card.
Control your finances your way
Explore the new features on the UOB TMRW app and enjoy greater financial flexibility anytime, anywhere.
Ways to take charge of your finances
Credit Limit Increase
Manage your credit card limit wherever you are. Increase your credit limit permanently via UOB TMRW app.
Easi-Payment Plan
Turn your credit card purchases into smaller monthly instalments at attractive interest rates.
Balance Conversion
Take charge of your cash flow by converting your credit card statements into smaller monthly instalments of up to 60 months.
Ways to take charge of your finances
Credit Limit Increase
Manage your credit card limit wherever you are. Increase your credit limit permanently via UOB TMRW app.
Easi-Payment Plan
Turn your credit card purchases into smaller monthly instalments at attractive interest rates.
Balance Conversion
Take charge of your cash flow by converting your credit card statements into smaller monthly instalments of up to 60 months.
Seamless payments
DuitNow (Pay-to-Account-Number)
DuitNow allows for easy and secure instant transfers to participating banks. View and confirm account details before making transactions.
DuitNow (Pay-to-Proxy)
With DuitNow's instant payment feature, you can now conveniently transfer money to anyone, anytime, anywhere using just a mobile or NRIC number.
DuitNow QR
Enjoy a seamless payment experience in just four steps - scan, key in the amount, review, and confirm - across multiple banks and eWallets.
UOB Pay
Enjoy the ease of a mobile wallet and make quick, contactless payments at over 10,000 outlets worldwide (NFC-supported Android devices only).
IBG funds transfer
IBG fund transfer enables you to quickly transfer funds and payments to other participating banks, credit cards, loans, and hire purchase accounts.
JomPAY
You can now enjoy a hassle-free and efficient way to settle your bills online across Malaysia - supported by various banks.
Seamless payments
DuitNow (Pay-to-Account-Number)
DuitNow allows for easy and secure instant transfers to participating banks. View and confirm account details before making transactions.
DuitNow (Pay-to-Proxy)
With DuitNow's instant payment feature, you can now conveniently transfer money to anyone, anytime, anywhere using just a mobile or NRIC number.
DuitNow QR
Enjoy a seamless payment experience in just four steps - scan, key in the amount, review, and confirm - across multiple banks and eWallets.
UOB Pay
Enjoy the ease of a mobile wallet and make quick, contactless payments at over 10,000 outlets worldwide (NFC-supported Android devices only).
IBG funds transfer
IBG fund transfer enables you to quickly transfer funds and payments to other participating banks, credit cards, loans, and hire purchase accounts.
JomPAY
You can now enjoy a hassle-free and efficient way to settle your bills online across Malaysia - supported by various banks.
Enhanced security
Secure your activities with UOB Access
Previously known as Mighty Secure
Embedded digital token for safe transactions
Protected with a 6-digit Secure PIN
Next-level security authentication
UOB Insights
UOB Insights is the smarter way of banking that analyses your banking habits and provides you with personalised insights, making your banking experience simple and meaningful.
Smart, personalised experience
Track & predict your finances
Take control of your financial planning. Gain insights on your budgeting, manage spending and saving patterns, monitor cash flow, and plan ahead.
Smart notifications and alerts
Stay on top of your finances with automated reminders and alerts, including payment reminders, transaction notifications, and savvy financial tips.
UOB Rewards+
Promotions
Utilise our exclusive deals, discounts, and unique offers, designed to help you maximise your UOB Rewards+ experience.
Learn more
Redeem now
Enjoy a more fulfilling experience with our UNIRinggit Rewards Programme.
Learn more
Pay with UNIRinggit
Pay first, then offset your purchases with UNIRinggit.
Learn more
Coupons
Claim and redeem the line-up of coupons coming your way at our participating merchants.
Learn more
Get up to 6% p.a.* with
UOB One Account
Whether you're starting a new job, a business, or advancing in your career, we want to help you optimise your savings and reach your financial goals.
Open the UOB One Account now in just 5 simple steps.
*T&Cs apply.
Make TMRW yours,
download now.
We’re here to help
FAQ
Find solutions to all your queries about UOB TMRW and other financial services.
How-to guides
Easily learn how to maximize UOB TMRW with straightforward step-by-step guides.
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