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UOB Smart Bankers Internship Programme

This 10-week programme affords you a unique opportunity to experience a career in banking. We provide you with various training opportunities that accelerate your learning from classroom to boardroom. Outstanding interns may stand a chance to earn a fast pass to join our award-winning Management Associate programme.

What we look for in a UOB Intern:

  • An undergraduate from a local or overseas university currently pursuing a Bachelor’s Degree in a related discipline
  • Fluent in spoken and written English and/or Bahasa Malaysia
  • Good interpersonal skills
  • Have a keen interest in banking and its related businesses

There are three intakes for UOB Smart Bankers Internship Programme each year – March, July and October.
Applications must be submitted two (2) months prior to the commencement of the selected internship period.

Apply Now
Learning and Development
Learning and Development

You will start with a corporate induction which will provide you with an overview of the various businesses within UOB, insights into present-day industry challenges, as well as the Bank’s expectations of graduate hires.

In addition, you will participate in market-leading training to develop your technical and soft skills, including personal branding and effectiveness.

Hands-on experience
Hands-on experience

We believe the best way for you to learn is through on-the-job learning and experience. You will also build your professional network through unparalleled access to senior leaders and colleagues.

Mentorship and Development
Mentorship and Development

You will receive mentorship and guidance from experienced leaders throughout your internship. Outstanding interns will stand a chance to gain fast-tracked access to our Management Associate programme.

Find out more about the UOB Malaysia Smart Bankers Internship Programme from our alumni.

Tan Zi Yi
Tan Zi Yi

Smart Bankers Intern, March 2021

“For the past 10-week under UOB Smart Bankers Internship Programme, I was given the chance to work on audit assignments such as Continuous Auditing of Channels & Branches. It was an eye opener to be part of the innovation adoption process and have hands-on experience to approach audits using data analytics tools!”
Jonathan Ang
Jonathan Ang

Management Associate 2021
(Smart Bankers Intern, March 2021)

Taking ownership of my future
“Being assigned to the FinTech, Ecosystem & Innovation department during the Smart Bankers Internship Programme, I genuinely felt that the plethora of learning opportunities knew no bounds. For the willing and determined, embrace this chance to understand the full picture of an established bank and explore the avenues & intricacies of the corporate world. This internship had greatly accelerated my readiness to enter the workforce, but more importantly allowed me to develop in more vulnerable areas and kept me on my toes. I am humbled by this opportunity and thank you, UOB Malaysia."

We undertake a comprehensive selection process that includes psychometric assessments and group interviews to identify ideal candidates for the UOB Smart Bankers Internship Programme.

UOB Management Associate Programme

Management Associate Slide 1 Management Associate Slide 2 Management Associate Slide 3 Management Associate Slide 4

Designed to nurture our next generation of UOB leaders, this programme welcomes talent with a drive for excellence, an entrepreneurial spirit and a strong sense of learning agility.

You will undergo an accelerated induction to the banking industry over 18 months. You will learn about the different aspects of banking from retail and corporate, to support functions.

What we look for in a UOB Management Associate:

  • A bachelor’s degree from a recognised university
  • No more than two years of work experience
  • An impressive track record in leadership
  • Fluency in English and preferably a second language

Application for UOB Management Associate Programme is now open. Next intake will be in July and October 2024 for those who have graduated prior.

Apply Now
Accelerated Growth
Accelerated Growth

You will take on significant responsibilities right from the start, and resolve real-life challenges along the way. In short, your performance will contribute to our success.

With structured classroom training and an accelerated, robust curriculum, you will build core competencies and technical skills. Job rotations cover customer engagement, plus governance and control. You will also undertake a corporate project with a team to develop bank-wide initiatives.

Regional Exposure
Regional Exposure

There are many invaluable opportunities for regional exposure, where you get to meet fellow Management Associates and gain insights from the UOB leadership team.

These include regional rotation for high-performing Management Associates and participation in cross-border and cross-functional regional projects.

Mentoring and Coaching
Mentoring and Coaching

You will receive strong support and guidance, with an assigned Programme Manager, a Senior Manager who will be your mentor and coach, as well as a senior UOB Management Associate buddy.

This support system lets you seek informal feedback on your professional and personal development, and prepares you for the successful completion of the programme.

Career Progression
Career Progression

There are ample opportunities to grow with UOB. You will gain in-depth knowledge of the banking industry and access to the UOB leadership team.

At the same time, you can also enhance and expand your skill set with our comprehensive suite of training programmes.

Find out what the UOB Management Associate Programme means to our alumni.

Nathan Cheah
Nathan Cheah

Vice President, Branch Manager
(Management Associate 2014)

“You will go through a roller coaster of experiences during job rotations. It is fun when you meet new people, exciting when you take on projects, challenging when you push yourself out of your comfort zone, and fulfilling when you succeed in contributing to the team.”
Ashley Soong
Ashley Soong

Manager, Employer Branding
(Management Associate 2020)

“I am thankful for the support system in place – a mentor, coach and buddies to guide me along this journey. The opportunity to rotate throughout the Bank, has taught and moulded me to become more adaptable, resilient & independent. UOB has helped fulfil my ambition to never stop learning – with a multitude of trainings and courses being offered to constantly develop myself.”
Ng Khai Tze
Ng Khai Tze

Manager, Commercial Banking
(Management Associate 2020)

“The Management Associate Programme provides really broad exposure to the different departments of the bank, helping us in gaining an overview of how the Bank runs as a whole. We get a lot of support from all areas, from our programme managers, supervisors and peers too. This has made the programme very enjoyable, and has provided a very conducive environment to grow and strive. ”

A comprehensive and rigorous selection and assessment process is in place to help us identify ideal candidates for the UOB Management Associate Programme. This comprises ability tests as well as interviews with Human Resources and Senior Leaders:
Stage 1: Psychometric assessment
Stage 2: Video interview
Stage 3: Group assessment
Stage 4: Panel interview
Stage 5: Offer

Financial Sector Talent Enrichment Programme

This intensive 3+9 months graduate training programme is an industry-driven initiative managed by the Asian Banking School (ABS) in collaboration with BNM, aimed at bridging the needs of the banking industry with graduating talents.

What we look for in a FSTEP trainee:

  • A bachelor’s degree from a recognised university
  • No more than 2 years of work experience
  • Active involvement in co-curricular activities
  • Good communication skills

There are two intakes for Financial Sector Talent Enrichment Programme each year, in April and October. Application for October 2023 intake is now open.

Apply Now View More
Maisarah Binti Othman
Maisarah Binti Othman

FSTEP 2019

“FSTEP helps graduates to jump-start their careers in the financial services industry. I have learnt so much through the programme - it gave me the nudge to grow holistically as a banker, a leader and also as an individual.”
Darren Choo Wei Chean
Darren Choo Wei Chean

FSTEP 2019

“FSTEP is a well-structured programme that helps us develop a solid foundation in the key areas of banking and finance. The programme also prepares us for digitalization and how do we venture forward by cultivating a digital and innovative mindset. If you’re interested in the banking industry, FSTEP is a good place to start.”
Amir Zahiruddin Roselan
Amir Zahiruddin Roselan

FSTEP 2020

“As a non-financial background graduate, I have acquired great exposure and learning related to the financial industry. The training is a great platform for everyone to get a head start in their career especially for fresh graduates who are hungry to get as much exposure as they can within the industry.”

We undertake a comprehensive and rigorous selection process which includes an English proficiency test and interviews to identify the best candidates for the Financial Sector Talent Enrichment Programme.

UOB Personal Wealth Associate Programme

The UOB Personal Wealth Associate Programme is designed to prepare you for a rewarding career beyond just financial training, as we equip you with the essential skill sets to drive this important engine for the banking sector in Asia.

What we look for in a UOB Personal Wealth Associate:

  • A bachelor’s degree from a recognised university
  • No more than 1 year of work experience
  • Passion for the wealth management industry
  • An independent, self-motivated and highly sales and service-oriented individual

Application for UOB Personal Wealth Associate Programme is now open.

Apply Now
Learning and Development
Learning and Development

Build your skills through a structured learning programme developed by professional trainers, encompassing training in soft skills as well as insurance and investment products.

In addition, you will learn to harness your potential through a needs-based coaching programme with your manager.

Recognition and progression
Recognition and Progression

Your total remuneration will be a competitive package in line with your effort and results.

You will take on important responsibilities that lay the groundwork for fast progression in your career, and be able to move from the personal banking to privilege banking sector with more experience. You can also explore other roles within the Bank with the transferable skills you have acquired.

Find out how the UOB Malaysia Personal Wealth Associate Programme has launched exciting careers for its alumni.

Danny Low Tien Lee
Danny Low Tien Lee

Group Sales Manager

“The Programme is a good training ground for anyone looking to start their career in the wealth management sector. Structured training and constant support from mentors has helped me reach where am I today. One of the things that I am also proud of is that I learned ways to adopt Singapore’s wealth management strategy to help Malaysia’s customers.”

We undertake a comprehensive, rigorous selection and assessment process to identify the best candidates for the UOB Personal Wealth Associate Programme.

UOB Credit Management Trainee Programme

As a UOB Credit Management Trainee, you will be groomed to be a credit specialist to provide financial advices and solutions.

Your learnings will also extend beyond credit management training, as the programme is designed to equip you with best practices and practical aspects of the business, so you can fast track your career in the banking industry.

What we look for in a UOB Credit Management Trainee:

  • A bachelor’s degree from a recognized university
  • No more than 2 years of work experience
  • Good communication skills

Application for UOB Credit Management Trainee Programme is now closed. Do keep an eye out for our next intake. Click on "View Jobs" to explore other available opportunities.

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Integrated Learning
Integrated Learning

You will gain relevant skills and maximize exposure through an integrated learning approach with classroom training, and apply your learnings in real time with branch operations attachment and on-the-job training.

Mentorship and Development
Mentorship and Development

You will receive mentorship and guidance from experienced leaders, and have regular engagement with HR and networking opportunities with senior management.

This support system enables you to seek periodic performance feedback, and prepares you for the successful completion of the programme.

Career Progression
Career Progression

The programme will help with your progression into a full-fledged Account Relationship Manager/Credit Analyst, with the opportunity to further develop your career along a managerial or specialist track. You will also gain in-depth knowledge of the Bank, that will better equip you for your new role.

Find out how the Credit Management Trainee Programme has launched exciting careers for its alumni.

Tan Sze Fong
Tan Sze Fong

CMT 2008

“The CMT programme features exciting classroom and on-the-job training. It is a great platform for fresh graduates to fast track their career in the banking industry as the programme exposes you to various functions in the bank and gives you the opportunity to network and engage people from different backgrounds and experiences.”

We undertake a comprehensive, rigorous selection and assessment process to identify the best candidates for the UOB Credit Management Trainee Programme.